Privacy Policy

Last Updated: November 14, 2025

Azar Capital Group ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your personal information when you visit our website or submit information through our forms.

1. Information We Collect

We collect information that you voluntarily provide to us through forms on our website, including but not limited to:

• Name
• Email address
• Phone number
• Property information
• Loan details and financial information
• Budget and program preferences
• Any other information you choose to provide in contact forms or loan pre-approval applications

2. How We Use Your Information

The information we collect is used exclusively for internal purposes:

• Processing Your Requests: To evaluate loan applications, provide quotes, and respond to your inquiries
• Communication: To contact you about your loan application, answer questions, and provide updates
• Marketing: To send you information about our services, programs, and updates (you may opt out at any time)
• Business Operations: To improve our services and maintain our records

3. We Do Not Share Your Information

Your privacy is paramount. We do not sell, rent, trade, or share your personal information with any third parties for their marketing purposes or any other reason, except:

• Legal Compliance: When required by law, court order, or government regulation
• Protection of Rights: To protect our legal rights, property, or safety, or that of others
• Business Transfers: In connection with a merger, acquisition, or sale of assets (in which case the acquiring entity will be bound by this Privacy Policy)

We do not use third-party marketing services, data brokers, or advertising networks that would have access to your information.

4. Data Security

We implement reasonable security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

5. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.

6. Your Rights

Depending on your location, you may have certain rights regarding your personal information:

• Access: Request access to the personal information we hold about you
• Correction: Request correction of inaccurate or incomplete information
• Deletion: Request deletion of your personal information
• Opt-Out: Unsubscribe from marketing communications at any time

To exercise any of these rights, please contact us using the information below.

7. Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to enhance your browsing experience and analyze website traffic. These technologies do not collect personally identifiable information unless you voluntarily provide it through our forms.

8. State-Specific Rights

Arizona and New York Residents: You have the right to know what personal information we collect and how it is used. You may also request that we delete your personal information, subject to certain exceptions.

California Residents: Under the California Consumer Privacy Act (CCPA), you have additional rights including the right to opt-out of the sale of personal information. We do not sell personal information.

9. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child, we will take steps to delete it.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last Updated" date. We encourage you to review this Privacy Policy periodically.

11. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to read the privacy policies of any third-party sites you visit.